Housing starts fall 13% in November - Dec. 16, 2004: "Housing starts took their biggest tumble in almost 11 years in November, raising worries about the housing market and the strength of home prices in the long run." This is good news for Asia and I as we plan on buying a house over the next year or so. While interest rates will surely go up with time it's a big concern of ours that the inflated housing costs will cause us to lose money. We would rather purchase a home at a lower cost now and possibly refinance when/if interest rates lower over the life of our mortgage than lose money on the value of the house itself. Does anyone have any advice on this?